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To begin with, as I have said, credit unions foretelling loans are usually non-profit. That means typically they weren’t the primary subprime mortgages disaster, takeover bids, misleading and expensive marketing plans, outlandish interbalance loans executive bonus deals, government bailouts, and everything the rest that have delivered today’s bankers roughly the same as cartoon villains in numerous people’s minds. Additionally, as non-profits, credit score unions are not affected by most federal and even state taxes.